Death is, without a doubt, one of the most unpleasant aspects of life. Sadly, funerals are expensive and complex affairs to arrange, and this can lead some people to feel overwhelmed when burdened with this task. Luckily, there are a couple of tips that you can follow to help ensure that this experience goes as smoothly as possible.
Always Request An Itemized Price List
Considering that planning a funeral is something most people have limited experience doing, it should be no surprise that there are many people that will struggle to understand the costs that go into these affairs. In addition to purchasing a plot of land and a casket, individuals will also need to pay for a viewing and visitation as well as for the actual burial ceremony.
Due to the various costs that go into these events, you should always request an itemized bill from the funeral parlor. These institutions are legally required to provide customers with an itemized bill for a ceremony. By carefully reviewing this document, you will be able to understand where the major expenses are going for the ceremony, and you may be able to find ways to reduce the costs without negatively impacting the ceremony.
Understand What Distinguish Pre-Planning From Pre-Paying For A Funeral
Many people are uncomfortable with the idea of burdening their loved ones with planning and overseeing their funeral when they pass away. Luckily, there are funeral homes that can accommodate these individuals by offering pre-planning and pre-payment services. However, some people make the false assumption that these services are actually the same thing.
However, it should be noted that when you pre-plan a funeral, the money for the ceremony is kept in your account until it comes time for the funeral. In contrast, pre-paying involves paying for the ceremony long before you will need it. By holding on to the money for these ceremonies for as long as possible, you can keep this money invested which may yield a larger inheritance for your loved ones. Also, if you opt for a pre-planned as opposed to pre-paid ceremony, you can arrange for a portion of your life insurance policy to be used to pay for these costs, and this will ensure you have the funeral that you want without burdening your family with the expense.
Planning for a funeral is one of the most unpleasant tasks that loved ones can do while mourning the loss of their loved one. By adhering to these two tips, you can help ensure that this experience goes as smoothly as possible for both you and your loved ones. For more information, contact a local funeral home like Pineview Funeral Service.